Gina Coral Tejada Estrada, Justo Pastor Solis Fonseca, Carlos Heraclides Pajuelo Camones, Jose Luis Bazan Briceño, Josue Torres Cristobal, Mario Rodolfo Sánchez Camargo

DOI: https://doi.org/10.59427/rcli/2023/v23cs.4333-4339

The aim of this article is to explain the impact of financial education on the increase in ‘gota a gota’ loans. To achieve this objective, an explanatory study was conducted with a population of 30 individuals, representing the entire population. Data collection involved the use of two questionnaires comprising a total of 24 questions. Using the Nagelkerke coefficient, a Pseudo R-squared of 0.860 was obtained, interpreted as follows:’gota a gota’ loans are dependent on low financial education, with an 86% impact.

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