Zegarra Miranda Jorge Antero

DOI: https: //doi.org.10.59427/rcli/2026/v26cs.009-015

To analyze how the role of law influences cooperative development and financial inclusion through microcredit. This quantitative, applied, explanatory, cross-sectional, non-experimental study included a census sample of 40 legal specialists from Metropolitan Lima. A structured questionnaire, validated by experts, was used for data collection, and statistical analysis was performed using ordinal logistic regression and Nagelkerke’s coefficient. 52% of respondents showed a favorable perception of the role of law, and 49% of cooperative and microcredit development. The hypothesis was statistically significant (p = 0.001). Nagelkerke’s coefficient of 0.703 indicated a high explanatory power for the model. Law significantly influences cooperative strengthening and financial inclusion, acting as a regulatory and promotional force for inclusive economic development.

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